Mount St.
Joseph University
Private College in Cincinnati, OH. Six-year graduation rate 56%. Median 10-year earnings $51,509.
The median ten-year earnings figure of $51,509 sits near the national middle rather than at either extreme. 56% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $26,827, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.5 — limited economic uplift documented
Admissions
Selectivity is real here: only 59% of applicants are offered a place. 2,084 students applied in the most recent cycle — a mid-sized pool drawn mostly from the surrounding region. 25% of those admitted enroll, which is unremarkable in either direction. The score bands below rest on the 6% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 470–580 | 17 (6%) |
| SAT Math | 460–560 | |
| ACT Composite | 20–28 | 51 (17%) |
IPEDS Admissions · 2024
Apply at Mount St. Joseph University →Academics
56% graduate within six years — average, but that average still hides a large group who do not. 69% of full-time first-years come back for year two, so about one in three are gone before sophomore year. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. The 12:1 student-faculty ratio is small enough that seminar-sized classes are the norm. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,106 degree- or certificate-seeking undergraduates
Net price lands at $17,094 a year on average, neither cheap nor punishing. Aid is steeply need-based: families in the $0–30k band pay $11,689 while those at $110k+ pay $21,682. Grant aid is widespread — 96% of students receive it, averaging $26,012. 71% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 323 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,689 |
| $30–48k | $12,602 |
| $48–75k | $13,817 |
| $75–110k | $18,092 |
| $110k+ | $21,682 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 790 of these 1,106 students, totalling $5,687,017 — an average of $7,199 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Hamilton County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)