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For-profit Community College

MTI College

For-profit Community College in Sacramento, CA. Six-year graduation rate 77%. Median 10-year earnings $45,328.

Verdict Mixed outcomes
MTI College · Campus
Median earnings · 10 yr
$45,328
Median debt at grad
$8,836
Mobility score
1.4
% bottom→top quintile
Graduation rate
77.1%
Federal loan default
0%

Ten years after entry, the median MTI College student earns $45,328 — a solidly middle-of-the-pack result for an undergraduate institution. The six-year graduation rate of 77% is well above average and the clearest sign this school holds onto its students. Borrowing stays contained, with median debt at graduation of $8,836.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ Debt-to-income ratio 0.19 — healthy (below the 0.40 threshold)
  • ✓ Graduation rate 77% — well above the national average
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
63%
Applicants
1,704
Yield rate
40.8%

An acceptance rate of 63% puts MTI College on the accessible end — a realistic target for a broad range of applicants. 1,704 students applied in the most recent cycle — a mid-sized pool drawn mostly from the surrounding region. A 41% yield rate puts this school in the upper range for admits who follow through.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading — —
SAT Math —
ACT Composite — —

IPEDS Admissions · 2024

Apply at MTI College →

Academics

Full-time retention
77%
Transfer-out rate
0%
Student:faculty
30:1

Six-year completion runs to 77% — students who start here overwhelmingly finish here. 77% of full-time first-years come back for year two, so about one in four are gone before sophomore year. Retention drops to 52% for part-time students, a gap worth weighing if full-time study is not realistic. At 30:1, instructor access is thin — worth probing on a campus visit. This is a for-profit two-year institution. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.

Financial Aid

Average net price
$21,740
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
53%
degree- or certificate-seeking undergraduates
% receiving federal loans
30%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,158 degree- or certificate-seeking undergraduates

Students pay an average of $21,740 annually once grants are applied. Income makes less difference than usual: $21,622 at $0–30k, $23,120 at $75–110k. About 53% get grants averaging $3,795, so plan on the possibility of paying closer to full price. Federal borrowing reaches 30% of students.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
56%
Average grant
$4,148

IPEDS Student Financial Aid · 2023-24 · 776 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $21,622
$30–48k $21,129
$48–75k $22,715
$75–110k $23,120
$110k+ —

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 639 of these 2,158 students, totalling $2,619,622 — an average of $4,100 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Sacramento County) — budget these against any cost-of-attendance housing estimate.

Studio
$1,748/mo
1 bedroom
$1,832/mo
2 bedroom (whole unit)
$2,255/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
43
Yellow Ribbon
No
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare MTI College with peer institutions

How we evaluate MTI College

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →