National Career Institute
For-profit College in East Orange, NJ. Median 10-year earnings $26,415.
Median earnings ten years after entry come to $26,415, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $6,756.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. Retention is strong at 81%, and first-year attrition is where most degrees are lost. A 15:1 ratio points to small classes and accessible faculty. Being a for-profit short-program school is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 311 degree- or certificate-seeking undergraduates
Students pay an average of $24,534 annually once grants are applied. Income makes less difference than usual: $25,059 at $0–30k, $28,707 at $75–110k. Grant aid reaches 83% of students at an average of $3,551. About 47% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 113 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $25,059 |
| $30–48k | $26,080 |
| $48–75k | $25,331 |
| $75–110k | $28,707 |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 145 of these 311 students, totalling $750,303 — an average of $5,175 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Essex County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)