NHTI-Concord's Community College
Public Community College in Concord, NH. Six-year graduation rate 29%. Median 10-year earnings $48,943.
The median ten-year earnings figure of $48,943 sits near the national middle rather than at either extreme. Only 29% finish within six years, so roughly three in four students leave without the credential they enrolled for. Borrowing stays contained, with median debt at graduation of $14,650.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.30 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 29% — below national average
Academics
Completion is the problem here: 29% graduate within six years. First-year retention is 69% — the single largest point of attrition on this campus. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. 22% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. Retention drops to 50% for part-time students, a gap worth weighing if full-time study is not realistic.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,135 degree- or certificate-seeking undergraduates
Net price lands at $15,998 a year on average, neither cheap nor punishing. The income table below is the number that matters — $14,790 at $0–30k versus $23,726 at $110k+. About 50% get grants averaging $7,082, so plan on the possibility of paying closer to full price. 43% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 322 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $14,790 |
| $30–48k | $22,137 |
| $48–75k | $23,452 |
| $75–110k | $23,020 |
| $110k+ | $23,726 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 912 of these 2,135 students, totalling $5,590,072 — an average of $6,129 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Merrimack County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)