Northeastern Oklahoma
A&M College
Public Community College in Miami, OK. Six-year graduation rate 26%. Median 10-year earnings $38,337.
Median earnings ten years after entry come to $38,337, below what most undergraduate institutions return — the central fact to weigh against cost here. Only 26% finish within six years, so roughly three in four students leave without the credential they enrolled for. Graduates leave owing a median of $11,000 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 26% — below national average
Academics
Completion is the problem here: 26% graduate within six years. Retention is weak: only 56% of full-time first-years return, so roughly two in five leave after one year. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. Retention drops to 23% for part-time students, a gap worth weighing if full-time study is not realistic. At 25:1, instructor access is thin — worth probing on a campus visit.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,583 degree- or certificate-seeking undergraduates
Average net price is $11,011 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $9,778 at $0–30k, $16,383 at $110k+. Grant aid is widespread — 88% of students receive it, averaging $8,809. About 39% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 578 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,778 |
| $30–48k | $9,155 |
| $48–75k | $12,873 |
| $75–110k | $14,892 |
| $110k+ | $16,383 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 625 of these 1,583 students, totalling $3,999,885 — an average of $6,400 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ottawa County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)