Northern Oklahoma College
Public Community College in Tonkawa, OK. Six-year graduation rate 48%. Median 10-year earnings $37,566.
Median earnings ten years after entry come to $37,566, below what most undergraduate institutions return — the central fact to weigh against cost here. Six-year completion sits at 48%, near the national average for undergraduate institutions. Borrowing stays contained, with median debt at graduation of $11,000.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
48% graduate within six years — average, but that average still hides a large group who do not. Retention of 67% means a meaningful slice of each entering class does not return. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. The part-time picture is harder: 39% return, against 67% full-time. The student-faculty ratio is 20:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,870 degree- or certificate-seeking undergraduates
Students pay an average of $7,906 annually, well below typical undergraduate net price. Income makes less difference than usual: $4,308 at $0–30k, $10,983 at $110k+. Grant aid reaches 76% of students at an average of $6,967. Federal borrowing reaches 33% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 505 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,308 |
| $30–48k | $5,343 |
| $48–75k | $5,351 |
| $75–110k | $5,441 |
| $110k+ | $10,983 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 609 of these 1,870 students, totalling $3,714,479 — an average of $6,099 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Kay County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)