undergradly.
Private College

Northpoint Bible College

Private College in Haverhill, MA. Six-year graduation rate 52%. Median 10-year earnings $42,210.

Verdict Mixed outcomes
Northpoint Bible College · Campus
Median earnings · 10 yr
$42,210
Median debt at grad
$25,000
Graduation rate
52.3%
Federal loan default
0%

Ten years after entry, the median Northpoint Bible College student earns $42,210 — a solidly middle-of-the-pack result for an undergraduate institution. Six-year completion sits at 52%, near the national average for undergraduate institutions. Median debt at graduation is $25,000, roughly typical for an undergraduate degree.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Academics

Full-time retention
40%
Transfer-out rate
23%
Student:faculty
6:1

Six-year completion sits at 52%, meaning about one in two students who enroll leave without finishing. Retention is weak: only 40% of full-time first-years return, so roughly three in five leave after one year. Transfer-out runs to 23% — common enough at this school that the completion rate is measuring a smaller group than the entering class. At 6:1, students get materially more instructor contact than at a typical public university. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.

Financial Aid

Average net price
$23,635
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
71%
degree- or certificate-seeking undergraduates
% receiving federal loans
63%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 91 degree- or certificate-seeking undergraduates

Students pay an average of $23,635 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($23,323 versus $25,559), meaning aid is not strongly need-weighted. About 71% get grants averaging $11,936, so plan on the possibility of paying closer to full price. 63% of students borrow federally, so debt is the norm rather than the exception.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
83%
Average grant
$6,267

IPEDS Student Financial Aid · 2023-24 · 6 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $23,323
$30–48k $18,307
$48–75k $29,902
$75–110k $29,636
$110k+ $25,559

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 57 of these 91 students, totalling $428,579 — an average of $7,519 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Essex County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,125/mo
1 bedroom
$2,257/mo
2 bedroom (whole unit)
$2,744/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Compare Northpoint Bible College with peer institutions

How we evaluate Northpoint Bible College

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →