Northwest Florida
State College
Public Community College in Niceville, FL. Six-year graduation rate 39%. Median 10-year earnings $39,664.
Students who entered Northwest Florida State College reach a median of $39,664 a decade later, a figure that trails the typical four-year outcome. Completion is the weak point: 39% graduate within six years. Median debt at graduation is $7,932, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.20 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is the problem here: 39% graduate within six years. 21% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. The student-faculty ratio is 22:1 — typical, which in practice means large lectures early and smaller classes in the major. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor. 5,160 undergraduates makes this a mid-sized institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,193 degree- or certificate-seeking undergraduates
Students pay an average of $6,250 annually, well below typical undergraduate net price. Income makes less difference than usual: $3,683 at $0–30k, $8,717 at $110k+. 50% of students receive grant aid, averaging $5,667 — common but not automatic. 32% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 451 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $3,683 |
| $30–48k | $4,011 |
| $48–75k | $6,628 |
| $75–110k | $8,430 |
| $110k+ | $8,717 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,017 of these 3,193 students, totalling $2,397,739 — an average of $2,358 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Okaloosa County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)