Oak Hills
Christian College
Private College in Bemidji, MN. Six-year graduation rate 6%. Median 10-year earnings $35,983.
Ten-year median earnings of $35,983 are on the low side, which raises the bar for what this degree needs to cost. Only 6% finish within six years, so roughly nine in ten students leave without the credential they enrolled for. Median debt at graduation is $20,980, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 6% — below national average
Academics
Completion is the problem here: 6% graduate within six years. Retention is weak: only 45% of full-time first-years return, so roughly three in five leave after one year. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. A 10:1 ratio points to small classes and accessible faculty. As a private nonprofit four-year college, the relevant comparison is other four-year schools rather than the national average across all institutions.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 99 degree- or certificate-seeking undergraduates
Net price lands at $20,227 a year on average, neither cheap nor punishing. The gap between the $0–30k and $110k+ bands is narrow ($17,053 versus $20,959), meaning aid is not strongly need-weighted. Most students get help: 100% receive grants worth $11,079 on average. Borrowing is widespread: 81% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 22 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $17,053 |
| $30–48k | $25,990 |
| $48–75k | $19,463 |
| $75–110k | $27,699 |
| $110k+ | $20,959 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 80 of these 99 students, totalling $226,487 — an average of $2,831 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Beltrami County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)