Ocean County College
Public Community College in Toms River, NJ. Six-year graduation rate 42%. Median 10-year earnings $45,210.
The median ten-year earnings figure of $45,210 sits near the national middle rather than at either extreme. Six-year completion sits at 42%, near the national average for undergraduate institutions. Graduates leave owing a median of $11,150 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.25 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion sits at 42%, meaning about three in five students who enroll leave without finishing. First-year retention is 69% — the single largest point of attrition on this campus. That gap between coming back and finishing is where this school loses people — after the first year, not during it. The part-time picture is harder: 46% return, against 69% full-time. At 22:1, class sizes land in the normal range for an undergraduate institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,556 degree- or certificate-seeking undergraduates
Students pay an average of $11,117 annually, well below typical undergraduate net price. Net price swings hard on family income here, from $9,833 at the $0–30k band to $17,869 at $110k+. 49% get grants, which means the net price above will not apply to most applicants. Federal borrowing is uncommon here at 8% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,293 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,833 |
| $30–48k | $9,876 |
| $48–75k | $11,965 |
| $75–110k | $13,876 |
| $110k+ | $17,869 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 447 of these 5,556 students, totalling $2,580,996 — an average of $5,774 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ocean County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)