Oliver Finley
Academy of Cosmetology
For-profit College in Boise, ID. Median 10-year earnings $26,323.
Students who entered Oliver Finley Academy of Cosmetology reach a median of $26,323 a decade later, a figure that trails the typical four-year outcome. Median debt at graduation is $6,333, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.24 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. 90% of full-time first-years return for a second year — a healthy figure. A 20:1 ratio is unremarkable; expect a mix of lecture halls and seminars. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 441 degree- or certificate-seeking undergraduates
Students pay an average of $18,727 annually once grants are applied. Income makes less difference than usual: $16,521 at $0–30k, $23,559 at $110k+. Only 42% of students receive grant aid, so most families are paying near the published price. About 51% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 138 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,521 |
| $30–48k | $17,263 |
| $48–75k | $21,204 |
| $75–110k | $22,700 |
| $110k+ | $23,559 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 225 of these 441 students, totalling $1,614,243 — an average of $7,174 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ada County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)