Owensboro Community
and Technical College
Public Community College in Owensboro, KY. Six-year graduation rate 54%. Median 10-year earnings $35,798.
Students who entered Owensboro Community and Technical College reach a median of $35,798 a decade later, a figure that trails the typical four-year outcome. Six-year completion sits at 54%, near the national average for undergraduate institutions. Graduates leave owing a median of $7,933 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.22 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
54% graduate within six years — average, but that average still hides a large group who do not. 69% of full-time first-years come back for year two, so about one in three are gone before sophomore year. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. The part-time picture is harder: 56% return, against 69% full-time. The student-faculty ratio is 21:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,579 degree- or certificate-seeking undergraduates
At $7,545 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Income makes less difference than usual: $4,554 at $0–30k, $11,458 at $110k+. Most students get help: 88% receive grants worth $5,018 on average. Only 16% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 397 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,554 |
| $30–48k | $4,572 |
| $48–75k | $6,666 |
| $75–110k | $8,164 |
| $110k+ | $11,458 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 404 of these 2,579 students, totalling $2,160,983 — an average of $5,349 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Daviess County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)