Paul Mitchell
the School-Modesto
For-profit College in Modesto, CA. Median 10-year earnings $28,691.
Ten-year median earnings of $28,691 are on the low side, which raises the bar for what this degree needs to cost. Graduates leave owing a median of $6,211 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.22 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. First-year retention of 97% shows the cohort holds together through the hardest year. At 15:1, students get materially more instructor contact than at a typical public university. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 472 degree- or certificate-seeking undergraduates
Students pay an average of $16,744 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($16,929 versus $20,936), meaning aid is not strongly need-weighted. 64% of students receive grant aid, averaging $4,607 — common but not automatic. Most students borrow — 64% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 182 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,929 |
| $30–48k | $17,619 |
| $48–75k | $18,185 |
| $75–110k | — |
| $110k+ | $20,936 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 302 of these 472 students, totalling $1,720,311 — an average of $5,696 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Stanislaus County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Probation or Equivalent or a More Severe Status: Probation (Other - Provide unlisted or multiple justifications); School has an accreditation issue
VA GI Bill Comparison Tool (Veterans Affairs GIDS)