Pensacola State College
Public Community College in Pensacola, FL. Six-year graduation rate 36%. Median 10-year earnings $36,739.
Median earnings ten years after entry come to $36,739, below what most undergraduate institutions return — the central fact to weigh against cost here. Only 36% finish within six years, so roughly two in three students leave without the credential they enrolled for. Graduates leave owing a median of $7,500 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.20 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
A six-year graduation rate of 36% means finishing is closer to the exception than the rule. Transfer-out runs to 17% — common enough at this school that the completion rate is measuring a smaller group than the entering class. At 25:1, instructor access is thin — worth probing on a campus visit. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor. The undergraduate population is 8,518 — big enough for a real range of programs, small enough to navigate.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 6,725 degree- or certificate-seeking undergraduates
Average net price is $5,376 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. The income table below is the number that matters — $3,533 at $0–30k versus $11,594 at $110k+. About 72% get grants averaging $5,232, so plan on the possibility of paying closer to full price. 10% borrow federally — a low rate, though it covers federal loans only.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 813 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $3,533 |
| $30–48k | $10,286 |
| $48–75k | $10,678 |
| $75–110k | $8,978 |
| $110k+ | $11,594 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 704 of these 6,725 students, totalling $4,228,040 — an average of $6,006 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Escambia County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)