Pine Technical
& Community College
Public Community College in Pine City, MN. Six-year graduation rate 36%. Median 10-year earnings $41,232.
Ten-year median earnings of $41,232 are on the low side, which raises the bar for what this degree needs to cost. The six-year graduation rate is 36% — low enough that finishing cannot be treated as the default outcome. Graduates leave owing a median of $14,392 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.35 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Only 36% finish within six years, so roughly two in three students leave without the credential. 52% first-year retention is low enough to be the defining risk of enrolling here. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. 14% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. The part-time picture is harder: 41% return, against 52% full-time.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 569 degree- or certificate-seeking undergraduates
Students pay an average of $11,760 annually, well below typical undergraduate net price. Income makes less difference than usual: $11,875 at $0–30k, $18,041 at $110k+. 79% of students receive grant aid, averaging $5,376 — common but not automatic. About 30% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 132 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,875 |
| $30–48k | $11,089 |
| $48–75k | $11,682 |
| $75–110k | $13,489 |
| $110k+ | $18,041 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 170 of these 569 students, totalling $1,168,415 — an average of $6,873 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Pine County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)