Quincy College
Public Community College in Quincy, MA. Six-year graduation rate 15%. Median 10-year earnings $52,506.
The median ten-year earnings figure of $52,506 sits near the national middle rather than at either extreme. The six-year graduation rate is 15% — low enough that finishing cannot be treated as the default outcome. Median debt at graduation is $13,874, a light load against those earnings. It also moves people — 2.5% of students climb from the bottom fifth of the income distribution to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 15% — below national average
Academics
Completion is the problem here: 15% graduate within six years. First-year retention is 60% — the single largest point of attrition on this campus. That gap between coming back and finishing is where this school loses people — after the first year, not during it. With 35% transferring out, this functions substantially as a stepping stone. The student-faculty ratio is 22:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,084 degree- or certificate-seeking undergraduates
Students pay an average of $14,704 annually, well below typical undergraduate net price. Net price varies modestly by income — $15,972 at $0–30k against $21,920 at $110k+ — so the average is a fair guide for most families. 52% of students receive grant aid, averaging $5,010 — common but not automatic. 26% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 184 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $15,972 |
| $30–48k | $15,564 |
| $48–75k | $17,994 |
| $75–110k | $20,958 |
| $110k+ | $21,920 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 551 of these 2,084 students, totalling $3,800,556 — an average of $6,898 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Norfolk County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)