Ramapo College
of New Jersey
Public College in Mahwah, NJ. Six-year graduation rate 70%. Median 10-year earnings $67,541.
A decade after enrolling, the median Ramapo College of New Jersey student earns $67,541 — comfortably above what the typical bachelor's-granting institution returns. 70% graduate within six years, so most students who start here finish here. Median debt at graduation is $21,000, roughly typical for an undergraduate degree. On economic mobility, 2.5% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.31 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
71% of applicants get in, so the odds favor most reasonably prepared students. 8,976 applications came in, enough to make the rates below reasonably stable year to year. A 18% yield rate is low: the admitted pool is much larger than the entering class. Read the score bands below narrowly: only 25% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 580–650 | 283 (25%) |
| SAT Math | 550–650 | |
| ACT Composite | 22–30 | 18 (2%) |
IPEDS Admissions · 2024
Apply at Ramapo College of New Jersey →Academics
Six-year completion runs to 70% — students who start here overwhelmingly finish here. Retention is strong at 84%, and first-year attrition is where most degrees are lost. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. 17% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. The student-faculty ratio is 17:1 — typical, which in practice means large lectures early and smaller classes in the major.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,664 degree- or certificate-seeking undergraduates
Net price lands at $17,566 a year on average, neither cheap nor punishing. Net price swings hard on family income here, from $9,008 at the $0–30k band to $26,008 at $110k+. About 58% get grants averaging $12,726, so plan on the possibility of paying closer to full price. About 40% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,007 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $9,008 |
| $30–48k | $10,708 |
| $48–75k | $18,074 |
| $75–110k | $22,949 |
| $110k+ | $26,008 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,885 of these 4,664 students, totalling $12,124,518 — an average of $6,432 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Bergen County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)