Ross Medical
Education Center-Saginaw
For-profit College in Saginaw, MI. Median 10-year earnings $30,060.
Ten-year median earnings of $30,060 are on the low side, which raises the bar for what this degree needs to cost. Median debt at graduation is $9,500, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.32 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. Retention is weak: only 42% of full-time first-years return, so roughly three in five leave after one year. The 42:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 124 degree- or certificate-seeking undergraduates
Students pay an average of $18,945 annually once grants are applied. Net price varies modestly by income — $18,747 at $0–30k against $16,453 at $48–75k — so the average is a fair guide for most families. About 72% get grants averaging $5,082, so plan on the possibility of paying closer to full price. Borrowing is widespread: 60% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 67 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $18,747 |
| $30–48k | $19,324 |
| $48–75k | $16,453 |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 75 of these 124 students, totalling $514,264 — an average of $6,857 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Saginaw County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026