Rowan College
of South Jersey-Gloucester Campus
Public Community College in Sewell, NJ. Six-year graduation rate 39%. Median 10-year earnings $41,751.
Median earnings ten years after entry come to $41,751, below what most undergraduate institutions return — the central fact to weigh against cost here. The six-year graduation rate is 39% — low enough that finishing cannot be treated as the default outcome. Median debt at graduation is $12,000, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
A six-year graduation rate of 39% means finishing is closer to the exception than the rule. Retention of 62% means a meaningful slice of each entering class does not return. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. A 21% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Retention drops to 51% for part-time students, a gap worth weighing if full-time study is not realistic.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,424 degree- or certificate-seeking undergraduates
Average net price is $10,877 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. The gap between the $0–30k and $110k+ bands is narrow ($11,980 versus $15,763), meaning aid is not strongly need-weighted. 41% get grants, which means the net price above will not apply to most applicants. Most students borrow — 62% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,065 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,980 |
| $30–48k | $10,064 |
| $48–75k | $11,936 |
| $75–110k | $15,238 |
| $110k+ | $15,763 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 2,721 of these 4,424 students, totalling $19,230,562 — an average of $7,067 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Gloucester County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)