Saint Joseph's
University - Philadelphia
Private College in Philadelphia, PA. Six-year graduation rate 79%. Median 10-year earnings $86,881.
Students who entered Saint Joseph's University - Philadelphia reach a median of $86,881 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. Completion is a strength: 79% of students finish within six years. Graduates carry a median of $25,500 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 79% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
With an acceptance rate of 89%, Saint Joseph's University - Philadelphia takes nearly everyone who applies. 10,631 students applied, a pool deep enough to make the acceptance rate meaningful. Yield is low at 14%, so most admitted students do not end up enrolling. The score bands below rest on the 24% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 590–680 | 316 (24%) |
| SAT Math | 580–670 | |
| ACT Composite | 28–31 | 26 (2%) |
IPEDS Admissions · 2024
Apply at Saint Joseph's University - Philadelphia →Academics
A 79% six-year graduation rate is the strongest academic signal on this page. First-year retention of 89% shows the cohort holds together through the hardest year. At 11:1, students get materially more instructor contact than at a typical public university. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically. With 4,828 undergraduates, the school sits in the middle of the size distribution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,722 degree- or certificate-seeking undergraduates
Net price averages $31,205 annually, so cost is the first thing to weigh here. Aid is steeply need-based: families in the $0–30k band pay $22,570 while those at $110k+ pay $33,222. 97% of students get grant aid averaging $30,786, so the published price is a poor guide to what most pay. 57% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,193 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $22,570 |
| $30–48k | $23,022 |
| $48–75k | $24,297 |
| $75–110k | $28,772 |
| $110k+ | $33,222 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 2,709 of these 4,722 students, totalling $17,635,954 — an average of $6,510 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Philadelphia County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)