Saint Paul College
Public Community College in Saint Paul, MN. Six-year graduation rate 40%. Median 10-year earnings $38,399.
Students who entered Saint Paul College reach a median of $38,399 a decade later, a figure that trails the typical four-year outcome. The six-year graduation rate is 40%, meaning about three in five students who start do not finish. Borrowing stays contained, with median debt at graduation of $10,925.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion sits at 40%, meaning about three in five students who enroll leave without finishing. Retention of 60% means a meaningful slice of each entering class does not return. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. Transfer-out runs to 20% — common enough at this school that the completion rate is measuring a smaller group than the entering class. The part-time picture is harder: 40% return, against 60% full-time.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,607 degree- or certificate-seeking undergraduates
Average net price is $11,519 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $10,177 at $0–30k, $17,428 at $110k+. Grant aid reaches 72% of students at an average of $4,927. Federal borrowing is uncommon here at 24% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 446 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $10,177 |
| $30–48k | $10,632 |
| $48–75k | $12,318 |
| $75–110k | $13,354 |
| $110k+ | $17,428 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 869 of these 3,607 students, totalling $5,350,231 — an average of $6,157 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Ramsey County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)