San Joaquin
Valley College-Rancho Cordova
For-profit College in Rancho Cordova, CA. Six-year graduation rate 76%. Median 10-year earnings $38,317.
Median earnings ten years after entry come to $38,317, below what most undergraduate institutions return — the central fact to weigh against cost here. 77% graduate within six years, so most students who start here finish here. Graduates leave owing a median of $10,674 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 76% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion runs to 77% — students who start here overwhelmingly finish here. First-year retention of 80% shows the cohort holds together through the hardest year. A 20:1 ratio is unremarkable; expect a mix of lecture halls and seminars. As a for-profit two-year institution, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. At 312 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 312 degree- or certificate-seeking undergraduates
Average net price — what students actually pay after grant aid — is $29,774 a year, at the high end of undergraduate cost. Income makes less difference than usual: $27,234 at $0–30k, $33,088 at $110k+. Grant aid is limited — 40% of students receive any. Borrowing is widespread: 73% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 33 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $27,234 |
| $30–48k | $25,818 |
| $48–75k | $29,749 |
| $75–110k | $33,088 |
| $110k+ | $33,088 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 227 of these 312 students, totalling $1,968,641 — an average of $8,672 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Sacramento County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026