San Joaquin
Valley College-Rancho Mirage
For-profit College in Rancho Mirage, CA. Six-year graduation rate 70%. Median 10-year earnings $38,317.
Ten-year median earnings of $38,317 are on the low side, which raises the bar for what this degree needs to cost. Completion is a strength: 70% of students finish within six years. Median debt at graduation is $10,674, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Six-year completion runs to 70% — students who start here overwhelmingly finish here. Retention is strong at 83%, and first-year attrition is where most degrees are lost. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. At 14:1, students get materially more instructor contact than at a typical public university. As a for-profit two-year institution, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 379 degree- or certificate-seeking undergraduates
Students pay an average of $27,774 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($26,875 versus $32,789), meaning aid is not strongly need-weighted. 66% of students receive grant aid, averaging $5,047 — common but not automatic. 74% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 129 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $26,875 |
| $30–48k | $28,653 |
| $48–75k | $29,714 |
| $75–110k | $28,167 |
| $110k+ | $32,789 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 280 of these 379 students, totalling $2,173,613 — an average of $7,763 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Riverside County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026