Southwestern Christian University
Private College in Bethany, OK. Six-year graduation rate 16%. Median 10-year earnings $40,391.
Median earnings ten years after entry come to $40,391, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is the weak point: 16% graduate within six years. Graduates carry a median of $20,715 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 16% — below national average
Academics
A six-year graduation rate of 16% means finishing is closer to the exception than the rule. 58% first-year retention is low enough to be the defining risk of enrolling here. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. With 40% transferring out, this functions substantially as a stepping stone. The 13:1 student-faculty ratio is small enough that seminar-sized classes are the norm.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 351 degree- or certificate-seeking undergraduates
Students pay an average of $20,528 annually once grants are applied. Net price varies modestly by income — $18,830 at $0–30k against $26,620 at $110k+ — so the average is a fair guide for most families. 97% of students get grant aid averaging $14,013, so the published price is a poor guide to what most pay. About 46% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 95 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $18,830 |
| $30–48k | $16,903 |
| $48–75k | $18,700 |
| $75–110k | $22,401 |
| $110k+ | $26,620 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 163 of these 351 students, totalling $993,416 — an average of $6,095 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Oklahoma County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Heightened Cash Monitoring (Financial Responsibility); School placed on Heightened Cash Monitoring
VA GI Bill Comparison Tool (Veterans Affairs GIDS)