Spa Tech
Institute-North Andover
For-profit College in North Andover, MA. Median 10-year earnings $27,803.
Students who entered Spa Tech Institute-North Andover reach a median of $27,803 a decade later, a figure that trails the typical four-year outcome. Borrowing stays contained, with median debt at graduation of $6,333.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.23 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
The federal six-year graduation rate is not published here — typically because the entering cohort this measure follows is too small or too atypical to report. Treat completion as unknown rather than assuming either direction. At 14:1, students get materially more instructor contact than at a typical public university. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. This is a small school — 204 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 204 degree- or certificate-seeking undergraduates
Net price averages $42,639 annually, so cost is the first thing to weigh here. Net price varies modestly by income — $35,876 at $0–30k against $40,806 at $110k+ — so the average is a fair guide for most families. Only 39% of students receive grant aid, so most families are paying near the published price. About 46% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 33 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $35,876 |
| $30–48k | $37,108 |
| $48–75k | $38,343 |
| $75–110k | $40,252 |
| $110k+ | $40,806 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 93 of these 204 students, totalling $437,038 — an average of $4,699 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Essex County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026