Spa Tech Institute-Westboro
For-profit College in Westborough, MA. Median 10-year earnings $27,803.
Median earnings ten years after entry come to $27,803, below what most undergraduate institutions return — the central fact to weigh against cost here. Borrowing stays contained, with median debt at graduation of $6,333.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.23 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
This institution reports no six-year graduation rate. The federal measure only follows first-time, full-time students, so schools built around part-time or transfer enrollment often fall outside it entirely. At 15:1, students get materially more instructor contact than at a typical public university. As a for-profit short-program school, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers. This is a small school — 287 undergraduates — so cohorts are tight and the program list is necessarily short.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 287 degree- or certificate-seeking undergraduates
Average net price after grant aid is $27,635 a year — mid-range for a four-year institution. Net price varies modestly by income — $26,198 at $0–30k against $30,722 at $110k+ — so the average is a fair guide for most families. 36% get grants, which means the net price above will not apply to most applicants. Federal borrowing reaches 46% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 45 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $26,198 |
| $30–48k | $28,246 |
| $48–75k | $26,676 |
| $75–110k | $30,137 |
| $110k+ | $30,722 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 131 of these 287 students, totalling $668,504 — an average of $5,103 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Worcester County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026