Springfield Technical
Community College
Public Community College in Springfield, MA. Six-year graduation rate 32%. Median 10-year earnings $36,966.
Students who entered Springfield Technical Community College reach a median of $36,966 a decade later, a figure that trails the typical four-year outcome. The six-year graduation rate is 32% — low enough that finishing cannot be treated as the default outcome. Graduates leave owing a median of $6,570 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.18 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 32% — below national average
Academics
Only 32% finish within six years, so roughly two in three students leave without the credential. First-year retention is 63% — the single largest point of attrition on this campus. That gap between coming back and finishing is where this school loses people — after the first year, not during it. A 14% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. The part-time picture is harder: 45% return, against 63% full-time.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,965 degree- or certificate-seeking undergraduates
Students pay an average of $5,957 annually, well below typical undergraduate net price. The income table below is the number that matters — $4,250 at $0–30k versus $13,867 at $110k+. 75% of students receive grant aid, averaging $10,381 — common but not automatic. Federal borrowing reaches 25% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 568 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,250 |
| $30–48k | $3,833 |
| $48–75k | $6,675 |
| $75–110k | $8,925 |
| $110k+ | $13,867 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,006 of these 3,965 students, totalling $4,834,527 — an average of $4,806 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Hampden County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)