St. Andrews University
Private College in Laurinburg, NC. Six-year graduation rate 29%. Median 10-year earnings $45,606.
The median ten-year earnings figure of $45,606 sits near the national middle rather than at either extreme. The six-year graduation rate is 30% — low enough that finishing cannot be treated as the default outcome. Debt at graduation runs to a median of $25,250, neither a bargain nor a burden.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 29% — below national average
Academics
A six-year graduation rate of 30% means finishing is closer to the exception than the rule. Just 48% of first-years come back — most of the completion gap opens in year one. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. 37% of students transfer out, which reframes what the graduation rate above is measuring. A 16:1 ratio is unremarkable; expect a mix of lecture halls and seminars.
Financial Aid
IPEDS Student Financial Aid · 2023-24
Net price averages $29,474 annually, so cost is the first thing to weigh here. Net price varies modestly by income — $29,730 at $0–30k against $37,063 at $110k+ — so the average is a fair guide for most families. About 79% get grants averaging $21,207, so plan on the possibility of paying closer to full price. 72% of students borrow federally, so debt is the norm rather than the exception.
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $29,730 |
| $30–48k | $28,132 |
| $48–75k | $32,747 |
| $75–110k | $36,377 |
| $110k+ | $37,063 |
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Scotland County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026