St Charles
Community College
Public Community College in Cottleville, MO. Six-year graduation rate 25%. Median 10-year earnings $42,422.
Ten years after entry, the median St Charles Community College student earns $42,422 — a solidly middle-of-the-pack result for an undergraduate institution. The six-year graduation rate is 25% — low enough that finishing cannot be treated as the default outcome. Graduates leave owing a median of $6,187 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.15 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.8 — limited economic uplift documented
- ! Graduation rate 25% — below national average
Academics
A six-year graduation rate of 25% means finishing is closer to the exception than the rule. 63% of full-time first-years come back for year two, so about two in five are gone before sophomore year. That gap between coming back and finishing is where this school loses people — after the first year, not during it. Transfer-out runs to 21% — common enough at this school that the completion rate is measuring a smaller group than the entering class. Part-time students fare worse, returning at 42% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,004 degree- or certificate-seeking undergraduates
Average net price is $3,335 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Income makes less difference than usual: $3,436 at $0–30k, $9,348 at $110k+. About 58% get grants averaging $8,596, so plan on the possibility of paying closer to full price. Only 7% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 930 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $3,436 |
| $30–48k | $4,407 |
| $48–75k | $7,698 |
| $75–110k | $8,856 |
| $110k+ | $9,348 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 372 of these 5,004 students, totalling $1,683,291 — an average of $4,525 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (St. Charles County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)