St. Thomas University
Private College in Miami Gardens, FL. Six-year graduation rate 48%. Median 10-year earnings $54,272.
The median ten-year earnings figure of $54,272 sits near the national middle rather than at either extreme. 48% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $19,125, roughly typical for an undergraduate degree. Mobility is where this school separates itself: 4.6% of students move from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
With an acceptance rate of 98%, St. Thomas University takes nearly everyone who applies. 7,095 students applied in the most recent cycle — a mid-sized pool drawn mostly from the surrounding region. A 11% yield rate is low: the admitted pool is much larger than the entering class.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | — | — |
| SAT Math | — | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at St. Thomas University →Academics
Six-year completion sits at 48%, meaning about one in two students who enroll leave without finishing. Just 57% of first-years come back — most of the completion gap opens in year one. With 31% transferring out, this functions substantially as a stepping stone. At 17:1, class sizes land in the normal range for an undergraduate institution. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,963 degree- or certificate-seeking undergraduates
Students pay an average of $27,844 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($24,657 versus $30,098), meaning aid is not strongly need-weighted. Most students get help: 93% receive grants worth $25,808 on average. Most students borrow — 62% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 563 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $24,657 |
| $30–48k | $26,101 |
| $48–75k | $27,122 |
| $75–110k | $29,081 |
| $110k+ | $30,098 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,223 of these 1,963 students, totalling $7,683,444 — an average of $6,282 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Miami-Dade County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)