State University
of New York at Oswego
Public College in Oswego, NY. Six-year graduation rate 60%. Median 10-year earnings $57,566.
The median ten-year earnings figure of $57,566 sits near the national middle rather than at either extreme. 60% finish within six years — respectable, though a meaningful share still leave without a credential. Graduates carry a median of $20,880 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
State University of New York at Oswego accepts 81% of applicants, which makes it accessible to most students who meet the baseline requirements. With 15,149 applications received, this is a school operating at national scale. Only 10% of admitted students enroll — the great majority of admits go elsewhere or nowhere. Read the score bands below narrowly: only 23% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 530–630 | 291 (23%) |
| SAT Math | 540–640 | |
| ACT Composite | 23–29 | 34 (3%) |
IPEDS Admissions · 2024
Apply at State University of New York at Oswego →Academics
60% graduate within six years — average, but that average still hides a large group who do not. First-year retention is 70% — the single largest point of attrition on this campus. Transfer-out runs to 26% — common enough at this school that the completion rate is measuring a smaller group than the entering class. A 15:1 ratio points to small classes and accessible faculty. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,618 degree- or certificate-seeking undergraduates
Net price lands at $15,853 a year on average, neither cheap nor punishing. Net price swings hard on family income here, from $8,714 at the $0–30k band to $23,087 at $110k+. About 81% get grants averaging $9,905, so plan on the possibility of paying closer to full price. 53% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,188 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $8,714 |
| $30–48k | $11,681 |
| $48–75k | $17,412 |
| $75–110k | $19,053 |
| $110k+ | $23,087 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 2,955 of these 5,618 students, totalling $19,393,178 — an average of $6,563 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Oswego County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)