SUNY Oneonta
Public College in Oneonta, NY. Six-year graduation rate 69%. Median 10-year earnings $60,386.
Students who entered SUNY Oneonta reach a median of $60,386 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. Completion is a strength: 69% of students finish within six years. Debt at graduation runs to a median of $19,812, neither a bargain nor a burden.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.33 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
SUNY Oneonta accepts 70% of applicants, which makes it accessible to most students who meet the baseline requirements. The applicant pool is large — 15,544 in the most recent cycle — so the published rate reflects genuine competition rather than a small-sample quirk. A 11% yield rate is low: the admitted pool is much larger than the entering class. Read the score bands below narrowly: only 20% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 570–660 | 246 (20%) |
| SAT Math | 550–650 | |
| ACT Composite | 25–30 | 55 (5%) |
IPEDS Admissions · 2024
Apply at SUNY Oneonta →Academics
Six-year completion runs to 69% — students who start here overwhelmingly finish here. 76% of full-time first-years come back for year two, so about one in four are gone before sophomore year. A 25% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. The 13:1 student-faculty ratio is small enough that seminar-sized classes are the norm. This is a public four-year university, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,820 degree- or certificate-seeking undergraduates
Average net price after grant aid is $18,669 a year — mid-range for a four-year institution. Aid is steeply need-based: families in the $0–30k band pay $11,044 while those at $110k+ pay $25,382. 76% of students receive grant aid, averaging $9,714 — common but not automatic. Borrowing is widespread: 58% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,319 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,044 |
| $30–48k | $14,427 |
| $48–75k | $19,189 |
| $75–110k | $20,552 |
| $110k+ | $25,382 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 2,776 of these 4,820 students, totalling $16,961,289 — an average of $6,110 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Otsego County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)