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Public Research University

Tennessee Technological University

Public Research University in Cookeville, TN. Six-year graduation rate 58%. Median 10-year earnings $48,501.

Verdict Mixed outcomes
Tennessee Technological University · Campus
Median earnings · 10 yr
$48,501
Median debt at grad
$15,650
Mobility score
2.3
% bottom→top quintile
Graduation rate
57.7%
Federal loan default
0%

Students who entered Tennessee Technological University land at a median of $48,501 a decade later, close to what most four-year schools deliver. The six-year graduation rate is 58%, meaning about two in five students who start do not finish. Graduates leave owing a median of $15,650 — modest by four-year standards. Mobility is where this school separates itself: 2.3% of students move from the bottom income quintile to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.32 — healthy (below the 0.40 threshold)
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
76%
Applicants
11,538
Yield rate
22.8%

Tennessee Technological University accepts 76% of applicants, which makes it accessible to most students who meet the baseline requirements. 11,538 students applied, a pool deep enough to make the acceptance rate meaningful. About 23% of admitted students enroll, a yield in the normal range. 2% of enrolled first-years submitted an SAT score. The bands below describe the middle half of that group, not of the class.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 528–650 34 (2%)
SAT Math 520–660
ACT Composite 20–27 1,896 (95%)

IPEDS Admissions · 2024

Apply at Tennessee Technological University →

Academics

Full-time retention
78%
Transfer-out rate
20%
Student:faculty
16:1

Completion is middling: 58% finish inside six years. First-year retention is 78% — the single largest point of attrition on this campus. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. Transfer-out runs to 20% — common enough at this school that the completion rate is measuring a smaller group than the entering class. At 16:1, class sizes land in the normal range for an undergraduate institution.

Financial Aid

Average net price
$15,336
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
82%
degree- or certificate-seeking undergraduates
% receiving federal loans
35%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 8,504 degree- or certificate-seeking undergraduates

Average net price after grant aid is $15,336 a year — mid-range for a four-year institution. Aid is steeply need-based: families in the $0–30k band pay $9,815 while those at $110k+ pay $18,936. 82% of students receive grant aid, averaging $10,017 — common but not automatic. About 35% borrow federally, roughly the national pattern.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
95%
Average grant
$10,458

IPEDS Student Financial Aid · 2023-24 · 1,987 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $9,815
$30–48k $10,445
$48–75k $13,861
$75–110k $17,245
$110k+ $18,936

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 2,972 of these 8,504 students, totalling $17,666,751 — an average of $5,944 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Putnam County) — budget these against any cost-of-attendance housing estimate.

Studio
$752/mo
1 bedroom
$818/mo
2 bedroom (whole unit)
$1,014/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
476
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Tennessee Technological University with peer institutions

How we evaluate Tennessee Technological University

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →