Terra State
Community College
Public Community College in Fremont, OH. Six-year graduation rate 39%. Median 10-year earnings $36,612.
Ten-year median earnings of $36,612 are on the low side, which raises the bar for what this degree needs to cost. Only 39% finish within six years, so roughly three in five students leave without the credential they enrolled for. Median debt at graduation is $17,500, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Mobility score 0.8 — limited economic uplift documented
Academics
Only 39% finish within six years, so roughly three in five students leave without the credential. 68% of full-time first-years come back for year two, so about one in three are gone before sophomore year. Retention runs well ahead of completion, which means students are not leaving immediately; they are leaving somewhere between the second year and the finish line. 30% of students transfer out, which reframes what the graduation rate above is measuring. Retention drops to 48% for part-time students, a gap worth weighing if full-time study is not realistic.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,120 degree- or certificate-seeking undergraduates
Students pay an average of $17,847 annually once grants are applied. The gap between the $0–30k and $110k+ bands is narrow ($16,285 versus $22,802), meaning aid is not strongly need-weighted. About 74% get grants averaging $3,846, so plan on the possibility of paying closer to full price. About 44% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 231 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,285 |
| $30–48k | $17,371 |
| $48–75k | $19,266 |
| $75–110k | $19,553 |
| $110k+ | $22,802 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 497 of these 1,120 students, totalling $2,727,453 — an average of $5,488 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Sandusky County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)