undergradly.
Public College

The University
of Tennessee-Martin

Public College in Martin, TN. Six-year graduation rate 53%. Median 10-year earnings $44,213.

Verdict Mixed outcomes
The University of Tennessee-Martin · Campus
Median earnings · 10 yr
$44,213
Median debt at grad
$21,024
Graduation rate
52.5%
Federal loan default
0%

Students who entered The University of Tennessee-Martin land at a median of $44,213 a decade later, close to what most four-year schools deliver. Six-year completion sits at 53%, near the national average for undergraduate institutions. Debt at graduation runs to a median of $21,024, neither a bargain nor a burden.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
88%
Applicants
6,077
Yield rate
22.8%

The University of Tennessee-Martin admits 88% of applicants — effectively open admission, so the application is a formality rather than a hurdle. The applicant pool runs to 6,077, typical for a school of this reach. 23% of those admitted enroll, which is unremarkable in either direction. Read the score bands below narrowly: only 3% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 500–610 41 (3%)
SAT Math 470–600
ACT Composite 19–25 1,191 (98%)

IPEDS Admissions · 2024

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Academics

Full-time retention
77%
Transfer-out rate
18%
Student:faculty
16:1

53% graduate within six years — average, but that average still hides a large group who do not. 77% of full-time first-years come back for year two, so about one in four are gone before sophomore year. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. Transfer-out runs to 18% — common enough at this school that the completion rate is measuring a smaller group than the entering class. At 16:1, class sizes land in the normal range for an undergraduate institution.

Financial Aid

Average net price
$11,955
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
90%
degree- or certificate-seeking undergraduates
% receiving federal loans
41%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 4,600 degree- or certificate-seeking undergraduates

At $11,955 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Aid is steeply need-based: families in the $0–30k band pay $7,151 while those at $110k+ pay $15,827. 90% of students get grant aid averaging $10,988, so the published price is a poor guide to what most pay. Federal borrowing reaches 41% of students.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
98%
Average grant
$10,861

IPEDS Student Financial Aid · 2023-24 · 1,113 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $7,151
$30–48k $8,961
$48–75k $11,640
$75–110k $15,343
$110k+ $15,827

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 1,908 of these 4,600 students, totalling $11,935,635 — an average of $6,256 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Weakley County) — budget these against any cost-of-attendance housing estimate.

Studio
$705/mo
1 bedroom
$710/mo
2 bedroom (whole unit)
$925/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
265
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare The University of Tennessee-Martin with peer institutions

How we evaluate The University of Tennessee-Martin

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →