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Private College

Thomas College

Private College in Waterville, ME. Six-year graduation rate 54%. Median 10-year earnings $44,991.

Verdict Mixed outcomes
Thomas College · Campus
Median earnings · 10 yr
$44,991
Median debt at grad
$24,250
Mobility score
3.0
% bottom→top quintile
Graduation rate
53.7%
Federal loan default
0%

The median ten-year earnings figure of $44,991 sits near the national middle rather than at either extreme. 54% finish within six years — respectable, though a meaningful share still leave without a credential. Median debt at graduation is $24,250, roughly typical for an undergraduate degree. It also moves people — 3.0% of students climb from the bottom fifth of the income distribution to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
96%
Applicants
974
Yield rate
16.1%

Thomas College admits 96% of applicants — effectively open admission, so the application is a formality rather than a hurdle. The applicant pool is small at 974, which makes year-over-year comparisons unreliable. Only 16% of admitted students enroll — the great majority of admits go elsewhere or nowhere.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading
SAT Math
ACT Composite

IPEDS Admissions · 2024

Apply at Thomas College →

Academics

Full-time retention
77%
Transfer-out rate
0%
Student:faculty
20:1

Six-year completion sits at 54%, meaning about one in two students who enroll leave without finishing. First-year retention is 77% — the single largest point of attrition on this campus. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. At 20:1, class sizes land in the normal range for an undergraduate institution. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically.

Financial Aid

Average net price
$19,126
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
98%
degree- or certificate-seeking undergraduates
% receiving federal loans
75%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 688 degree- or certificate-seeking undergraduates

Net price lands at $19,126 a year on average, neither cheap nor punishing. Aid is steeply need-based: families in the $0–30k band pay $12,655 while those at $110k+ pay $26,770. Grant aid is widespread — 98% of students receive it, averaging $25,253. Borrowing is widespread: 75% take federal loans.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
98%
Average grant
$28,212

IPEDS Student Financial Aid · 2023-24 · 194 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $12,655
$30–48k $11,904
$48–75k $16,227
$75–110k $18,145
$110k+ $26,770

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 519 of these 688 students, totalling $3,405,226 — an average of $6,561 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Kennebec County) — budget these against any cost-of-attendance housing estimate.

Studio
$1,082/mo
1 bedroom
$1,090/mo
2 bedroom (whole unit)
$1,416/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
23
Yellow Ribbon
Yes
Principles of Excellence
No

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Thomas College with peer institutions

How we evaluate Thomas College

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →