Universal Technical
Institute of Northern California Inc
For-profit College in Sacramento, CA. Six-year graduation rate 65%. Median 10-year earnings $48,341.
The median ten-year earnings figure of $48,341 sits near the national middle rather than at either extreme. The six-year graduation rate is 65%, meaning about one in three students who start do not finish. Borrowing stays contained, with median debt at graduation of $13,097.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.27 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is middling: 65% finish inside six years. First-year retention of 80% shows the cohort holds together through the hardest year. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. The 40:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation. Being a for-profit two-year institution is the single most useful context for these numbers — the sector's spread is wide enough that the school-level figures matter more than usual.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,594 degree- or certificate-seeking undergraduates
Average net price after grant aid is $27,782 a year — mid-range for a four-year institution. Income makes less difference than usual: $27,050 at $0–30k, $34,206 at $110k+. Grant aid reaches 74% of students at an average of $5,446. 64% of students borrow federally, so debt is the norm rather than the exception.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 622 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $27,050 |
| $30–48k | $26,442 |
| $48–75k | $29,079 |
| $75–110k | $32,937 |
| $110k+ | $34,206 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,021 of these 1,594 students, totalling $7,000,967 — an average of $6,857 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Sacramento County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)