University at Albany
Public Research University in Albany, NY. Six-year graduation rate 61%. Median 10-year earnings $67,979.
Students who entered University at Albany reach a median of $67,979 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. 62% finish within six years — respectable, though a meaningful share still leave without a credential. Graduates carry a median of $19,500 in debt — in line with the national norm. On economic mobility, 3.6% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
An acceptance rate of 69% puts University at Albany on the accessible end — a realistic target for a broad range of applicants. With 32,442 applications received, this is a school operating at national scale. Only 13% of admitted students enroll — the great majority of admits go elsewhere or nowhere.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | — | — |
| SAT Math | — | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at University at Albany →Academics
62% graduate within six years — average, but that average still hides a large group who do not. First-year retention of 83% shows the cohort holds together through the hardest year. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. Transfer-out runs to 27% — common enough at this school that the completion rate is measuring a smaller group than the entering class. At 16:1, class sizes land in the normal range for an undergraduate institution.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 12,100 degree- or certificate-seeking undergraduates
Students pay an average of $17,949 annually once grants are applied. The income table below is the number that matters — $11,112 at $0–30k versus $24,085 at $110k+. 86% of students get grant aid averaging $10,250, so the published price is a poor guide to what most pay. About 51% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2,832 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $11,112 |
| $30–48k | $14,062 |
| $48–75k | $17,923 |
| $75–110k | $20,037 |
| $110k+ | $24,085 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 6,206 of these 12,100 students, totalling $38,955,703 — an average of $6,277 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Albany County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)