undergradly.
Public Research University

University of
California-San Diego

Public Research University in La Jolla, CA. Six-year graduation rate 86%. Median 10-year earnings $84,943.

Verdict High-return
University of California-San Diego · Campus
Median earnings · 10 yr
$84,943
Median debt at grad
$15,500
Mobility score
4.8
% bottom→top quintile
Graduation rate
86.1%
Federal loan default
0%

Students who entered University of California-San Diego reach a median of $84,943 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. 86% graduate within six years, so most students who start here finish here. Median debt at graduation is $15,500, a light load against those earnings. Mobility is where this school separates itself: 4.8% of students move from the bottom income quintile to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.18 — healthy (below the 0.40 threshold)
  • Graduation rate 86% — well above the national average
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
27%
Applicants
134,450
Yield rate
20.4%

At 27%, the acceptance rate makes University of California-San Diego a school worth applying to with alternatives in hand. The applicant pool is large — 134,450 in the most recent cycle — so the published rate reflects genuine competition rather than a small-sample quirk. Yield sits at 20% — the remainder of admitted students enroll elsewhere or not at all.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading
SAT Math
ACT Composite

IPEDS Admissions · 2024

Apply at University of California-San Diego →

Academics

Full-time retention
94%
Transfer-out rate
4%
Student:faculty
19:1

A 86% six-year graduation rate is the strongest academic signal on this page. Retention is strong at 94%, and first-year attrition is where most degrees are lost. The part-time picture is harder: 84% return, against 94% full-time. A 19:1 ratio is unremarkable; expect a mix of lecture halls and seminars. As a public four-year university, the relevant comparison is other four-year schools rather than the national average across all institutions.

Financial Aid

Average net price
$14,047
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
59%
degree- or certificate-seeking undergraduates
% receiving federal loans
21%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 33,787 degree- or certificate-seeking undergraduates

Students pay an average of $14,047 annually, well below typical undergraduate net price. The income table below is the number that matters — $7,525 at $0–30k versus $28,785 at $110k+. About 59% get grants averaging $23,807, so plan on the possibility of paying closer to full price. Only 21% take federal loans. Private borrowing is not captured in this figure.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
59%
Average grant
$25,757

IPEDS Student Financial Aid · 2023-24 · 6,986 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $7,525
$30–48k $8,155
$48–75k $9,942
$75–110k $15,199
$110k+ $28,785

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 7,228 of these 33,787 students, totalling $32,712,037 — an average of $4,526 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (San Diego County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,288/mo
1 bedroom
$2,459/mo
2 bedroom (whole unit)
$3,001/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
1,272
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare University of California-San Diego with peer institutions

How we evaluate University of California-San Diego

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →