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Public College

University of
Connecticut-Waterbury Campus

Public College in Waterbury, CT. Six-year graduation rate 53%. Median 10-year earnings $73,997.

Verdict High-return
University of Connecticut-Waterbury Campus · Campus
Median earnings · 10 yr
$73,997
Median debt at grad
$21,500
Graduation rate
52.7%
Federal loan default
0%

A decade after enrolling, the median University of Connecticut-Waterbury Campus student earns $73,997 — comfortably above what the typical bachelor's-granting institution returns. The six-year graduation rate is 53%, meaning about one in two students who start do not finish. Median debt at graduation is $21,500, roughly typical for an undergraduate degree.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
87%
Applicants
2,166
Yield rate
12.5%

University of Connecticut-Waterbury Campus admits 87% of applicants — effectively open admission, so the application is a formality rather than a hurdle. 2,166 students applied in the most recent cycle — a mid-sized pool drawn mostly from the surrounding region. Only 13% of admitted students enroll — the great majority of admits go elsewhere or nowhere. Read the score bands below narrowly: only 38% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 480–600 90 (38%)
SAT Math 430–600
ACT Composite — 1 (1%)

IPEDS Admissions · 2024

Apply at University of Connecticut-Waterbury Campus →

Academics

Full-time retention
78%
Transfer-out rate
22%
Student:faculty
20:1

53% graduate within six years — average, but that average still hides a large group who do not. Retention of 78% means a meaningful slice of each entering class does not return. That gap between coming back and finishing is where this school loses people — after the first year, not during it. Transfer-out runs to 22% — common enough at this school that the completion rate is measuring a smaller group than the entering class. A 20:1 ratio is unremarkable; expect a mix of lecture halls and seminars.

Financial Aid

Average net price
$9,451
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
77%
degree- or certificate-seeking undergraduates
% receiving federal loans
38%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 746 degree- or certificate-seeking undergraduates

Average net price is $9,451 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price swings hard on family income here, from $5,604 at the $0–30k band to $20,538 at $110k+. About 77% get grants averaging $13,929, so plan on the possibility of paying closer to full price. 38% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
76%
Average grant
$14,992

IPEDS Student Financial Aid · 2023-24 · 243 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $5,604
$30–48k $5,463
$48–75k $11,490
$75–110k $15,621
$110k+ $20,538

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 283 of these 746 students, totalling $1,728,626 — an average of $6,108 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Naugatuck Valley Planning Region) — budget these against any cost-of-attendance housing estimate.

Studio
$1,248/mo
1 bedroom
$1,445/mo
2 bedroom (whole unit)
$1,788/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Compare University of Connecticut-Waterbury Campus with peer institutions

How we evaluate University of Connecticut-Waterbury Campus

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →