University of Guam
Public College in Mangilao, GU. Six-year graduation rate 37%. Median 10-year earnings $35,946.
Ten-year median earnings of $35,946 are on the low side, which raises the bar for what this degree needs to cost. Completion is the weak point: 37% graduate within six years. Debt at graduation runs to a median of $16,786, neither a bargain nor a burden.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
Completion is the problem here: 37% graduate within six years. First-year retention is 77% — the single largest point of attrition on this campus. That gap between coming back and finishing is where this school loses people — after the first year, not during it. Part-time students fare worse, returning at 36% — relevant if you plan to work while enrolled. The 14:1 student-faculty ratio is small enough that seminar-sized classes are the norm.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,573 degree- or certificate-seeking undergraduates
Average net price is $7,914 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price varies modestly by income — $7,105 at $0–30k against $14,692 at $110k+ — so the average is a fair guide for most families. About 65% get grants averaging $6,615, so plan on the possibility of paying closer to full price. Federal borrowing is uncommon here at 13% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 419 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $7,105 |
| $30–48k | $7,468 |
| $48–75k | $9,639 |
| $75–110k | $11,272 |
| $110k+ | $14,692 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 326 of these 2,573 students, totalling $1,711,013 — an average of $5,249 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Guam) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)