undergradly.
Public College

University of
Mary Washington

Public College in Fredericksburg, VA. Six-year graduation rate 66%. Median 10-year earnings $60,613.

Verdict Solid outcomes
University of Mary Washington · Campus
Median earnings · 10 yr
$60,613
Median debt at grad
$20,500
Mobility score
0.8
% bottom→top quintile
Graduation rate
66.4%
Federal loan default
0%

A decade after enrolling, the median University of Mary Washington student earns $60,613 — comfortably above what the typical bachelor's-granting institution returns. Completion is a strength: 66% of students finish within six years. Graduates carry a median of $20,500 in debt — in line with the national norm.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.34 — healthy (below the 0.40 threshold)
  • 3-year loan default 0.0% — below national benchmark
Red Flags
  • ! Mobility score 0.8 — limited economic uplift documented

Admissions

Acceptance rate
80%
Applicants
5,124
Yield rate
17.7%

An acceptance rate of 80% puts University of Mary Washington on the accessible end — a realistic target for a broad range of applicants. The applicant pool runs to 5,124, typical for a school of this reach. Yield is low at 18%, so most admitted students do not end up enrolling. Read the score bands below narrowly: only 26% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 610–710 189 (26%)
SAT Math 560–660
ACT Composite 27–31 29 (4%)

IPEDS Admissions · 2024

Apply at University of Mary Washington →

Academics

Full-time retention
84%
Transfer-out rate
26%
Student:faculty
13:1

66% of students finish within six years, putting completion well above the national norm. 84% of full-time first-years return for a second year — a healthy figure. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. A 26% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Part-time retention runs ahead at 95% — a sign this campus supports non-traditional schedules well.

Financial Aid

Average net price
$21,800
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
74%
degree- or certificate-seeking undergraduates
% receiving federal loans
30%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,504 degree- or certificate-seeking undergraduates

Net price lands at $21,800 a year on average, neither cheap nor punishing. The income table below is the number that matters — $10,304 at $0–30k versus $30,986 at $110k+. 74% of students receive grant aid, averaging $9,859 — common but not automatic. 30% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
99%
Average grant
$10,491

IPEDS Student Financial Aid · 2023-24 · 737 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $10,304
$30–48k $11,061
$48–75k $15,477
$75–110k $26,212
$110k+ $30,986

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 1,057 of these 3,504 students, totalling $6,838,310 — an average of $6,470 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Fredericksburg City) — budget these against any cost-of-attendance housing estimate.

Studio
$1,953/mo
1 bedroom
$2,015/mo
2 bedroom (whole unit)
$2,246/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
498
Yellow Ribbon
No
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare University of Mary Washington with peer institutions

How we evaluate University of Mary Washington

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →