University of
Maryland-Baltimore County
Public Research University in Baltimore, MD. Six-year graduation rate 70%. Median 10-year earnings $69,960.
A decade after enrolling, the median University of Maryland-Baltimore County student earns $69,960 — comfortably above what the typical bachelor's-granting institution returns. Completion is a strength: 70% of students finish within six years. Graduates carry a median of $19,500 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.28 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
University of Maryland-Baltimore County accepts 72% of applicants, which makes it accessible to most students who meet the baseline requirements. 14,325 students applied, a pool deep enough to make the acceptance rate meaningful. 22% of those admitted enroll, which is unremarkable in either direction. Read the score bands below narrowly: only 27% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 630–700 | 612 (27%) |
| SAT Math | 610–720 | |
| ACT Composite | 25–31 | 65 (3%) |
IPEDS Admissions · 2024
Apply at University of Maryland-Baltimore County →Academics
A 70% six-year graduation rate is the strongest academic signal on this page. 85% of full-time first-years return for a second year — a healthy figure. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. 14% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. Part-time students fare worse, returning at 56% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 10,434 degree- or certificate-seeking undergraduates
Net price lands at $18,770 a year on average, neither cheap nor punishing. Aid is steeply need-based: families in the $0–30k band pay $5,087 while those at $110k+ pay $25,439. About 68% get grants averaging $10,540, so plan on the possibility of paying closer to full price. Federal borrowing reaches 28% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 1,961 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $5,087 |
| $30–48k | $10,714 |
| $48–75k | $16,543 |
| $75–110k | $22,172 |
| $110k+ | $25,439 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 2,968 of these 10,434 students, totalling $18,291,499 — an average of $6,163 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Baltimore County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)