University of Miami
Private Research University in Coral Gables, FL. Six-year graduation rate 84%. Median 10-year earnings $75,328.
A decade after enrolling, the median University of Miami student earns $75,328 — comfortably above what the typical bachelor's-granting institution returns. The six-year graduation rate of 84% is well above average and the clearest sign this school holds onto its students. Debt at graduation runs to a median of $17,500, neither a bargain nor a burden. It also moves people — 3.0% of students climb from the bottom fifth of the income distribution to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.23 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 84% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
An acceptance rate of 19% means admission is the exception — plan accordingly. The applicant pool is large — 53,954 in the most recent cycle — so the published rate reflects genuine competition rather than a small-sample quirk. 24% of those admitted enroll, which is unremarkable in either direction. 33% of enrolled first-years submitted an SAT score. The bands below describe the middle half of that group, not of the class.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 660–730 | 817 (33%) |
| SAT Math | 660–750 | |
| ACT Composite | 30–33 | 477 (19%) |
IPEDS Admissions · 2024
Apply at University of Miami →Academics
A 84% six-year graduation rate is the strongest academic signal on this page. 94% of full-time first-years return for a second year — a healthy figure. A 11:1 ratio points to small classes and accessible faculty. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically. With 12,883 undergraduates, this is a large institution — expect the administrative scale and the range of offerings that come with it.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 12,570 degree- or certificate-seeking undergraduates
Net price averages $45,397 annually, so cost is the first thing to weigh here. The income table below is the number that matters — $15,978 at $0–30k versus $50,352 at $110k+. Grant aid reaches 70% of students at an average of $38,793. Federal borrowing reaches 27% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2,328 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $15,978 |
| $30–48k | $17,941 |
| $48–75k | $21,768 |
| $75–110k | $27,982 |
| $110k+ | $50,352 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 3,412 of these 12,570 students, totalling $21,326,027 — an average of $6,250 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Miami-Dade County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)