University of
New Mexico-Gallup Campus
Public Community College in Gallup, NM. Six-year graduation rate 20%. Median 10-year earnings $44,792.
The median ten-year earnings figure of $44,792 sits near the national middle rather than at either extreme. Completion is the weak point: 20% graduate within six years. Graduates carry a median of $18,450 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 20% — below national average
Academics
Only 20% finish within six years, so roughly four in five students leave without the credential. 57% first-year retention is low enough to be the defining risk of enrolling here. That gap between coming back and finishing is where this school loses people — after the first year, not during it. Retention drops to 33% for part-time students, a gap worth weighing if full-time study is not realistic. A 13:1 ratio points to small classes and accessible faculty.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 876 degree- or certificate-seeking undergraduates
Average net price is $3,097 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price varies modestly by income — $4,197 at $0–30k against $9,383 at $75–110k — so the average is a fair guide for most families. Grant aid reaches 78% of students at an average of $6,470. Only 20% take federal loans. Private borrowing is not captured in this figure.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 135 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $4,197 |
| $30–48k | $5,151 |
| $48–75k | $6,935 |
| $75–110k | $9,383 |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 179 of these 876 students, totalling $434,544 — an average of $2,428 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (McKinley County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)