University of
North Carolina at Charlotte
Public Research University in Charlotte, NC. Six-year graduation rate 69%. Median 10-year earnings $57,289.
Ten years after entry, the median University of North Carolina at Charlotte student earns $57,289 — a solidly middle-of-the-pack result for an undergraduate institution. 69% graduate within six years, so most students who start here finish here. Median debt at graduation is $21,500, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
University of North Carolina at Charlotte accepts 80% of applicants, which makes it accessible to most students who meet the baseline requirements. With 23,887 applications received, this is a school operating at national scale. Yield sits at 25% — the remainder of admitted students enroll elsewhere or not at all. 15% of enrolled first-years submitted an SAT score. The bands below describe the middle half of that group, not of the class.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 570–660 | 714 (15%) |
| SAT Math | 570–670 | |
| ACT Composite | 21–28 | 1,170 (25%) |
IPEDS Admissions · 2024
Apply at University of North Carolina at Charlotte →Academics
A 69% six-year graduation rate is the strongest academic signal on this page. 85% of full-time first-years return for a second year — a healthy figure. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. A 21% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. Part-time students fare worse, returning at 64% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 23,567 degree- or certificate-seeking undergraduates
Average net price after grant aid is $15,045 a year — mid-range for a four-year institution. Net price swings hard on family income here, from $10,357 at the $0–30k band to $21,761 at $110k+. About 50% get grants averaging $8,616, so plan on the possibility of paying closer to full price. Federal borrowing reaches 40% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 4,421 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $10,357 |
| $30–48k | $10,668 |
| $48–75k | $13,690 |
| $75–110k | $19,822 |
| $110k+ | $21,761 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 9,403 of these 23,567 students, totalling $59,791,821 — an average of $6,359 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Mecklenburg County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)