University of
North Texas
Public Research University in Denton, TX. Six-year graduation rate 61%. Median 10-year earnings $57,010.
The median ten-year earnings figure of $57,010 sits near the national middle rather than at either extreme. The six-year graduation rate is 61%, meaning about two in five students who start do not finish. Graduates carry a median of $19,250 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.34 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
An acceptance rate of 72% puts University of North Texas on the accessible end — a realistic target for a broad range of applicants. 38,477 students applied, a pool deep enough to make the acceptance rate meaningful. Yield sits at 24% — the remainder of admitted students enroll elsewhere or not at all. The score bands below rest on the 43% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 500–630 | 2,874 (43%) |
| SAT Math | 480–600 | |
| ACT Composite | 19–27 | 605 (9%) |
IPEDS Admissions · 2024
Apply at University of North Texas →Academics
Completion is middling: 61% finish inside six years. Retention of 77% means a meaningful slice of each entering class does not return. Retention and completion are close, which places the gap between entering and finishing almost entirely in year one. Retention drops to 48% for part-time students, a gap worth weighing if full-time study is not realistic. At 25:1, instructor access is thin — worth probing on a campus visit.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 33,675 degree- or certificate-seeking undergraduates
Average net price after grant aid is $15,965 a year — mid-range for a four-year institution. Net price swings hard on family income here, from $12,311 at the $0–30k band to $22,943 at $110k+. Grant aid reaches 71% of students at an average of $9,745. Federal borrowing reaches 36% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 6,706 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $12,311 |
| $30–48k | $12,668 |
| $48–75k | $14,473 |
| $75–110k | $19,576 |
| $110k+ | $22,943 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 12,227 of these 33,675 students, totalling $76,106,575 — an average of $6,224 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Denton County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)