University of
Northwestern Ohio
Private Community College in Lima, OH. Six-year graduation rate 36%. Median 10-year earnings $50,968.
Students who entered University of Northwestern Ohio land at a median of $50,968 a decade later, close to what most four-year schools deliver. The six-year graduation rate is 36% — low enough that finishing cannot be treated as the default outcome. Graduates carry a median of $17,084 in debt — in line with the national norm.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.34 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
A six-year graduation rate of 36% means finishing is closer to the exception than the rule. Retention of 61% means a meaningful slice of each entering class does not return. That gap between coming back and finishing is where this school loses people — after the first year, not during it. A 16% transfer-out rate accounts for part of that gap: those students left for another institution rather than dropping out, and the graduation rate above counts them as non-completers here. The 24:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,572 degree- or certificate-seeking undergraduates
Students pay an average of $21,853 annually once grants are applied. The income table below is the number that matters — $16,009 at $0–30k versus $25,190 at $110k+. 63% of students receive grant aid, averaging $7,217 — common but not automatic. Most students borrow — 58% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 871 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $16,009 |
| $30–48k | $16,997 |
| $48–75k | $20,391 |
| $75–110k | $24,031 |
| $110k+ | $25,190 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,501 of these 2,572 students, totalling $10,240,867 — an average of $6,823 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Allen County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)