University of Phoenix-Arizona
For-profit College in Phoenix, AZ. Six-year graduation rate 16%. Median 10-year earnings $37,752.
Ten-year median earnings of $37,752 are on the low side, which raises the bar for what this degree needs to cost. Completion is the weak point: 17% graduate within six years. Debt is the pressure point: a median of $31,553 at graduation. It also moves people — 3.0% of students climb from the bottom fifth of the income distribution to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.84 — elevated (above 0.60)
- ! Graduation rate 16% — below national average
Academics
Completion is the problem here: 17% graduate within six years. Retention is weak: only 41% of full-time first-years return, so roughly three in five leave after one year. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. At 147:1, instructor access is thin — worth probing on a campus visit. As a for-profit four-year institution, outcomes here deserve a harder look than the sector average suggests: for-profit institutions vary enormously, and the sector's aggregate numbers hide both strong and very weak performers.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 76,996 degree- or certificate-seeking undergraduates
Average net price is $13,599 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. The gap between the $0–30k and $110k+ bands is narrow ($12,776 versus $19,150), meaning aid is not strongly need-weighted. About 73% get grants averaging $5,200, so plan on the possibility of paying closer to full price. Most students borrow — 65% take federal loans to cover the gap.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2,665 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $12,776 |
| $30–48k | $13,833 |
| $48–75k | $14,963 |
| $75–110k | $17,177 |
| $110k+ | $19,150 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 50,399 of these 76,996 students, totalling $416,437,038 — an average of $8,263 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Maricopa County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Settlement with a Government or State Agency,The Federal Trade Commission (FTC) has reached a settlement with this school.; Settlement with a Government or State Agency; The Federal Trade Commission (FTC) has reached a settlement with this school.
VA GI Bill Comparison Tool (Veterans Affairs GIDS)