University of Phoenix-California
For-profit College in Ontario, CA. Six-year graduation rate 23%. Median 10-year earnings $37,752.
Median earnings ten years after entry come to $37,752, below what most undergraduate institutions return — the central fact to weigh against cost here. The six-year graduation rate is 23% — low enough that finishing cannot be treated as the default outcome. Debt is the pressure point: a median of $31,553 at graduation.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Debt-to-income ratio 0.84 — elevated (above 0.60)
- ! Graduation rate 23% — below national average
Academics
Completion is the problem here: 23% graduate within six years. The 24:1 student-faculty ratio is high, so large classes and limited faculty contact should be the expectation. This is a for-profit four-year institution. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category. At 155 undergraduates, expect a small, closely-held student body.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 155 degree- or certificate-seeking undergraduates
One gap to flag: this institution does not report an average net price, so the figures here describe who receives aid rather than what a year actually costs. Use the school's own net price calculator before comparing it against anywhere else. Grant aid reaches 50% of students at an average of $3,822. About 39% borrow federally, roughly the national pattern.
Federal student loans went to 61 of these 155 students, totalling $562,377 — an average of $9,219 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (San Bernardino County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026